Common Causes of Oklahoma City Car Accidents

The most common cause of car wrecks in Oklahoma City is caused by distracted driving. A driver may be distracted by their cell phone or because they were messing with the radio. The second most common cause of car accidents is drunk driving. If you have been injured in a car accident, you may want to consult with an experienced car collision lawyer who is knowledgeable about the common causes of Oklahoma City car accidents. Call today to schedule your initial consultation.

Eligible Age to Start Driving in Oklahoma City

In Oklahoma City, the earliest someone can legally start driving is 15 years old, but this is only while receiving instruction from a certified driving instructor. If the person is at least 15 and a half, they can get a learner’s permit, but this requires that the person is receiving driving instruction or has completed driver’s education. If the potential driver is at least 16 years old, the driver’s instruction is not required if the person has passed the written exam and vision exam.

Someone with a driver’s permit is restricted to driving from 5 a.m. to 10 p.m. and must be accompanied by a licensed driver who is at least 21 years old. Inexperienced drivers are prone to be subject to one of the common causes of Oklahoma City car accidents. This is why there are special restrictions to their driving privileges.

Common Carriers

The entities considered to be common carriers are buses for public transportation. There are some Oklahoma City common carrier laws, but they are not unique to Oklahoma. If the driver of a bus is at fault for a wreck, then any of the passengers could recover.

In Oklahoma City, the city bus says EMBARK on the side and is a governmental entity. If someone is in a wreck with an EMBARK bus, there are certain laws that fall under the Oklahoma Governmental Tort Claims Act. In this situation, a claim has to be made before a suit could be filed and the claim must be made within the first year. And if the bus’ insurance company does not respond to the injured individual within 90 days, the claim is deemed denied. When this happens, the person has 180 days to file a suit after the deemed denial date. This statute does not apply to all common carries, it just applies to governmental entities.

Ride Sharing Apps

In Oklahoma City, Uber and Lyft are popular ride-sharing apps that people use. From a legal perspective, an accident with a taxi or Uber driver is not any different from a regular car wreck. However, there may be difficulty in the regards of the insurance company of the at-fault party. Sometimes, the driver of the Uber is held responsible but liability may also be assigned to the company of Uber itself. An experienced personal injury lawyer could help someone assign liability if they are in a wreck involving Uber, Lyft, or a taxi.

Insurance Companies Involvement in Oklahoma City Car Wrecks

While not necessarily unique to Oklahoma City, many claims on the defense are handled by an insurance company like State Farm, Allstate, or Farmers Insurance. These companies have their own in-house departments, so an hourly law firm is not defending the case. When insurance companies hire defense firms, there is more of an incentive to settle when a lawsuit is filed. They lower their costs on defending the cases and tend to value them differently than before.

If you have any more questions regarding insurance companies and the common causes of Oklahoma City car accidents, consult with a seasoned lawyer today.