Insurance Mistakes to Avoid after an Oklahoma City Truck Accident
Insurance companies have a vested interest in keeping costs low and avoiding massive compensation for injured persons – even if an enormous compensation is appropriate considering the circumstances of an accident and the severity of the complainant’s injuries. As a result, insurance companies will often pressure or trick injured parties into accepting low settlement offers. Therefore, it is critical that you understand the insurance mistakes to avoid after an Oklahoma City truck accident. Contact an experienced lawyer about the mistakes to avoid following a truck collision.
Avoid Recorded Statements
One of the biggest insurance mistakes to avoid after an Oklahoma truck accident is giving a recorded statement to the other driver’s insurance company before contacting an attorney. This is because the insurance company will try to do everything it can to lower the payment of the claim.
Often, the insurance company reached out by phone or through the mail. The company may ask for a recorded statement to ask how the wreck happened, even though that information is available in both the police statement and the insured driver’s own statement. The recorded statement from the injured victim is used to build a case against the individual and limit any payout.
An insurance company representative is often a friendly voice on the phone, so a driver may feel unthreatened by the request for a recorded statement. Plus, most people are not used to dealing with truck accident claims, so they give the insurance adjuster the benefit of the doubt. However, it is critical for one’s claim to avoid providing recorded statements to the insurance company.
Settling a Claim to0 Soon
An insurance company may attempt to settle a case before an injured person’s medical treatment is even completed by sending a significant settlement check. Although the monetary amount may be tempting, an injured person could still be incurring medical bills or losing wages at work. If the financial damages of a certain accident are not yet complete, the claim is not over. Signing the settlement check could end the claim and prevent the complainant from recovering more substantial compensation. Therefore, it is vital to wait until medical treatment is complete before agreeing to a settlement offer.
How a Truck Accident Attorney Could Help
People who have suffered an injury in a trucking collision should contact an attorney as soon as possible. As soon as a lawyer is contacted, they can begin documenting the claim and preserving evidence. An experienced attorney could contact the insurance company for the trucking company to preserve the truck’s GPS information, any paper logs or accident photos, and other valuable evidence. A lawyer could also make sure that the claim covers all costs related to the accident, including medical bills, lost wages, and future medical care. In addition, a legal professional could help you understand the insurance mistakes to avoid after an Oklahoma City truck accident. Insurance companies do not have an injured victim’s best interests in mind. However, a compassionate lawyer could fight for your rights and help you with your recovery.