Should I Get an Attorney for a Car Accident?
After you’ve been injured in a car accident in Oklahoma City, there are dozens of problems to deal with. You’ve got to call your insurance company, call your employer, budget around your medical bills, make arrangements for your family’s transportation, take the damaged car in for repairs… The list goes on and on. With so many stressors already weighing on your mind, it’s understandable that you might not want to add a task to the heap by deciding to hire an attorney. However, there are (at least) three very important reasons you should think about seeking legal help after you’ve been hurt in an automotive accident.
Reason #1: It’s Free Unless Our Car Accident Lawyers Get Compensation for You
Let’s start by addressing the elephant in the room: money. Car accidents are expensive, costing around $125,000 in the case of an injury and as much as $6 million in the case of wrongful death, according to AAA estimates. Certain severe injuries, such as a spinal cord injury or a traumatic brain injury, can also carry lifelong expenses associated with ongoing surgeries, rehabilitation, in-home care, medical equipment, permanent disability, and other costs.
When faced with such intimidating bills, most people aren’t eager to add to their already-considerable expenses by hiring an attorney. But on that front, we’re pleased to deliver some good (and possibly surprising) news: when you work with Hasbrook & Hasbrook, you won’t pay any fees unless we obtain compensation for you.
This type of financial structure is called a “contingent fee” or “working on a contingency basis,” because your payment is contingent upon us getting compensation for you. Even your initial consultation is free, so you have nothing to lose by calling us for friendly, confidential legal advice and a straightforward assessment of your case.
Reason #2: You Benefit from Legal Experience and Professional Investigative Techniques
Car accident claims are never as simple as you would expect them to be, even for minor accidents. There’s no law stating you can’t handle your claim on your own – just be forewarned that you’ll have to deal with small mountains of paperwork, complicated medical jargon, and convoluted, deadline-dependent legal procedures – all at a time when you should really be resting and recovering from your injuries.
Here are just a few of the questions and tasks you can expect to be dealing with if you choose to handle your claim unassisted:
- Arranging for an investigation of physical evidence from the crash site.
- Assessing all information neutrally and objectively (which is no easy task when you’re suffering from painful, expensive injuries because another driver decided to be irresponsible behind the wheel).
- Calculating whether any initial settlement offers will adequately cover the projected costs of your injuries, particularly if you were disabled by the accident and will be unemployed for any extended period of time.
- Determining and proving fault for the accident.
- Determining the optimal method of resolving your matter, which might be better suited for mediation, arbitration, or litigation depending on the circumstances.
- Examinations by/interviews with doctors and medical experts regarding your medical history and any preexisting injuries or conditions.
To make matters worse, you can all but count on obstruction and resistance from the insurance company representing the at-fault driver. That brings us to our next point, which is that working with an experienced car accident lawyer will ensure that you always have…
Reason #3: Protection Against Bad Faith Insurance Practices
Unfortunately, it’s all but expected that insurance companies will try to jump through some questionable policy hoops in an effort to minimize payouts. But some companies take it one step further, engaging in blatantly unethical “bad faith” practices which violate industry standards.
When a company deals in good faith, it means the entity is transparent about its decision-making and makes reasonable, timely efforts to communicate honestly and openly with the other parties involved in the matter. Acting in bad faith is just the opposite. Have you experienced any of these red flags for bad faith insurance?
- The insurer ignores or rejects, without reasonable explanation, perfectly legitimate evidence.
- The insurer refuses to disclose important information to you.
- The insurer refuses to even consider settlement negotiations.
- The insurer repeatedly ignores your calls, and never seems to call you back.
- The insurer resorts to strange investigative methods, such as retaining inadequately qualified “experts” to counter your arguments and evidence with theories of their own.
If any of the above issues sound familiar to you, or if the insurer has done anything which makes you feel at all uncomfortable or dubious about the legitimacy or total lawfulness of an investigation, we urge you to seek legal counsel immediately, because you may be losing out on compensation to which you are rightfully entitled.
If you or one of your loved ones was hurt in a car accident in Oklahoma City or the surrounding area, we invite you to call the law offices of Hasbrook & Hasbrook for free and friendly legal assistance, 24 hours a day, seven days a week. Our knowledgeable team of attorneys is backed by decades of combined experience handling complex car accident claims and lawsuits, including rear-end collisions, parking lot accidents, lane change accidents, drunk driving, distracted driving, chain reaction accidents, and car accidents at intersections.
An Oklahoma Car Accident Lawyer of Hasbrook & Hasbrook Is Here to Help with Your Case
Remember, our services are free unless we are able to obtain compensation for you. Call us right away at (405) 698-3040 to learn more about how our personal injury lawyers may be able to help you and your loved ones get the compensation you deserve for your injuries. We will keep your information confidential.