Rideshare companies like Uber offer convenient transportation for people in Oklahoma City and other large cities throughout the United States. However, Uber drivers are susceptible to various negligent driving behaviors that lead to dangerous accidents, especially speeding and distracted driving. If you have suffered injuries in an Uber accident as a passenger, driver, or occupant of another vehicle, you have the right to seek compensation for damages related to your injuries. An experienced Oklahoma City Uber accident lawyer can help you navigate the confusing processes of filing insurance claims and initiating a personal injury lawsuit.

When Should I Call an Oklahoma City Uber Accident Lawyer?

If you were involved in a minor Uber crash, you probably do not need a lawyer because you likely didn’t suffer any injuries. However, if you had to go to the doctor because of your injuries or missed any work because of the accident, you should consult with an Oklahoma City Uber accident lawyer. An attorney can review the facts of your case and determine your eligibility for compensation during a free consultation. It’s better to err on the side of caution than to miss out on the chance to recover the maximum compensation commensurate with your injuries. If you prevail in an Uber accident claim, you could recover economic losses related to the accident and non-economic losses, such as pain and suffering.

What Happens After an Uber Accident?

Three main things happen in the minutes, hours, and weeks after an Uber accident. After a severe accident, emergency response teams will come to the scene to offer medical treatment and transport injured parties to the nearest hospital via ambulance. If you decline medical treatment at the scene of the accident, you will need to let a physician examine you for common car accident injuries to ensure you have medical documentation of your injuries, even if you believe your injuries are minor.

Second, you need to report the accident to the police, Uber, and your insurance company, if applicable. If law enforcement comes to the accident scene, you do not need to file a report with the police. If you are injured in an Uber accident as the driver of another vehicle, you need to let your insurance company know about the accident regardless of who caused it.

Finally, you need to collect as much evidence as possible as soon as you can. If you are physically able, get the Uber driver’s license plate, contact information, and insurance information, as well as contact information from any witnesses or others involved in the accident. You should also use your cell phone to take photos of property damage and any visible injuries. Your Oklahoma City Uber accident lawyer can help further investigate the accident, especially if you are physically unable to gather any evidence after the crash.

Does Uber Have Insurance?

Uber has insurance that applies to its drivers in the event of an accident. However, the exact coverage varies based on the situation. If an Uber driver is logged into the Uber app but is not carrying any riders, Uber’s liability coverage is:

$50,000 per person for bodily injury
$100,000 per accident for bodily injury
$25,000 per accident for property damage

If an Uber driver has a passenger in their vehicle and an accident occurred, Uber provides $1,000,000 in third-party liability coverage per accident.

Who Is Responsible for My Uber Accident Injuries?

If the Uber driver caused the accident, they are likely responsible for your injuries. However, it depends on the situation. If the Uber driver was not logged onto the Uber app when the accident occurred, you would need to file a claim with their private insurance carrier. If they were logged onto the Uber app, you would need to file a claim with Uber. Sometimes Uber drivers are not responsible for accidents. In these situations, another motorist could be responsible for your Uber accident injuries. Your Oklahoma City Uber accident attorney can review the facts of your case and determine who should be responsible for your injuries.