400 N Walker Ave #130, Oklahoma City, OK Phone: 405-605-2426
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Clayton T. Hasbrook who has years of legal experience as a personal injury lawyer. Our last modified date shows when this page was last reviewed.
After a motor vehicle accident, you may face growing medical bills, lost income, and stress from dealing with insurance companies. The insurance company might offer lowball settlement offers or refuse to cover future medical costs. In such cases, it is essential that an experienced personal injury attorney handle your case.
Hasbrook & Hasbrook can help injury victims walk through the negotiation process. We will protect your financial interests if the insurance company refuses a fair settlement offer or attempts to undervalue your claim. Our attorneys will help recover both economic and non-economic damages to the greatest extent.
The Insurance Company Wants To Pay as Little as Possible
Insurance companies are businesses focused on profits. Their only concern is paying out as little money as possible, not getting you the full amount of your injury.
Insurance adjusters use tactics to reduce the amount they pay. They will try to get you to settle quickly so that you don’t realize the extent of the injuries you sustained from your accident.
Without a capable personal injury lawyer, you could accept much less than your claim is worth. The insurance company’s offer may not cover future medical treatment, lost wages, or property damage.
An attorney will help you with settlement negotiations and evaluate the true value of your claim. By using effective negotiation strategies, we will work to recover compensation that fully reflects your medical care, out-of-pocket expenses, and non-economic damages. Don’t let the insurance company take advantage of you. Let us protect your financial interests and help you secure a fair settlement.
Common Red Flags When Dealing With Insurance Companies
Watch for specific signs that indicate you need legal help with your insurance claim. These red flags often signal that the insurance company isn’t treating your claim fairly.
Your rights under Oklahoma law include receiving fair compensation for your injuries. Recognizing these warning signs helps you know when to seek legal protection.
Receiving an Unreasonably Low Settlement Offer
Insurance companies often make quick, low offers, hoping you’ll accept before consulting a lawyer. They aim to settle quickly and avoid paying for the full extent of your damages. Those first offers are usually far from paying medical expenses, wages lost, and other costs as a result of the accident.
A fair settlement should address all of your medical expenses, including future care needs. It must also account for lost wages and the long-term impact of your injuries. Your pain, suffering, and emotional distress should also be considered in the final amount.
Your settlement should truly reflect the lasting effects of the car accident on your life. If the insurance company’s offer falls short, you need a personal injury lawyer to negotiate a fair deal. We will protect your rights. Our job is to manage the legal process properly and fight for the compensation you deserve.
Delays or Denials Without Clear Explanation
Some insurance companies delay claims, hoping you’ll accept a lower settlement or give up on your case. They may repeatedly ask for documents you’ve already provided or claim they need more information.
At other times, they deny valid claims without offering a clear explanation. These tactics can leave you struggling to pay bills while your claim remains unresolved.
Oklahoma law requires insurance companies to process claims fairly and promptly. If an insurer delays your claim without justification or denies a valid claim, it may be engaging in bad faith practices.
When you are being delayed or denied, getting a lawyer will ensure your rights are heard. We will fight for a fair resolution and make sure the insurance company adheres to Oklahoma law, giving you the compensation you deserve.
Insurance Company Disputes Fault
Insurance adjusters may try to blame you and lower the amount they pay. They can dispute your story or say that you are partly to blame for the accident.
In Oklahoma, modified comparative negligence rules affect how much you can recover. If the insurance company assigns you over 50% fault, you lose your right to compensation.
If the insurance company disputes fault, you need a capable personal injury attorney to help. We can gather medical documentation, witness statements, and accident reports to show the other driver was at fault. We can also write a demand letter to initiate negotiations for a fair settlement.
You don’t have to accept a settlement offer that doesn’t fairly compensate you for your injuries. We help you get what you deserve under the policy limits. Let us handle the legal action so you can focus on recovering.
How Complex Cases May Require Legal Help
Some accident cases involve circumstances that complicate resolution. For all of these cases, you need to partner with a personal injury lawyer. When the case is complex, as your lawyer, we will gather evidence, assess your victim’s injuries, and handle all negotiations. This allows you to focus on your recovery while they protect your rights.
Complex cases can involve multiple parties, disputed faults, or serious injuries. A seasoned lawyer knows how to deal with insurance companies. We can handle settlement offers and ensure you receive a fair payout. With legal help, you increase your chances of a fair settlement agreement.
Severe Injuries or Long-Term Medical Treatment
Serious injuries require careful evaluation to determine future costs. Your settlement should cover both current and future medical expenses.
You may need ongoing care, rehabilitation, or surgery down the line. Insurance companies often overlook these long-term needs in their initial offers.
Medical experts can assess the cost of future treatment. We will work with them to ensure your settlement includes full compensation for all your medical needs. This helps you get the compensation you deserve for both current and subsequent injuries.
Multi-Vehicle Collisions With Disputed Liability
Accidents with multiple vehicles often lead to complex liability disputes. Each insurance company might try to shift the blame to avoid paying.
These cases require a detailed investigation to establish who is at fault. Your lawyer will have accident reconstruction experts to establish liability.
Evidence gathering is key in these cases. We know how to collect and preserve the necessary proof to support your claim. This helps ensure that the at-fault person is held responsible and you get a fair settlement.
Cases Involving Uninsured or Underinsured Drivers
If an uninsured driver hits you, recovering funds is more challenging. In these cases, your own insurance policy may need to cover the damages through uninsured motorist protection.
If the at-fault driver is underinsured, you may face similar issues. Their insurance may not provide enough to cover all your expenses. Your lawyer can help identify all possible sources of compensation, ensuring you don’t miss any options.
Legal help is crucial to address these situations. A personal injury lawyer will help you with anything that you can recover from. This might include filing claims with multiple insurance policies or seeking compensation from other parties who may be responsible. We will guide you through it and promise to get you whatever you’re entitled to for your pain and suffering.
Benefits of Hiring a Lawyer for Negotiations
Legal representation gives you powerful advantages when dealing with insurance companies. We level the playing field against their team of adjusters.
We protect your interests throughout the claims process and handle all interactions with the insurance companies for you.
Leveraging Legal Knowledge to Strengthen Your Claim
Lawyers have a deep familiarity with Oklahoma insurance and personal injury laws. We are familiar with the tactics insurance companies use to reduce payouts, and we know how to combat these tactics to defend your rights.
With our legal expertise, we can accurately value your claim, ensuring it’s not undervalued and that you don’t settle for less than you deserve.
Working with a seasoned personal injury attorney means having someone handle your case with the skill necessary to achieve the most favorable resolution. We can negotiate with the insurance company to get you a fair settlement for your injuries.
Building a Solid Case With Evidence
Strong evidence supports our demands for fair compensation. We know what proof is needed to win your case.
We gather police reports, medical records, witness statements, and expert testimony, which often helps prove your damages. Our professional investigation may uncover evidence you couldn’t find on your own, strengthening your position in negotiations.
Avoiding Pressure to Settle Quickly for Less
Insurance companies often push for quick settlements before you understand your full damages, knowing that early offers usually save them money.
We prevent rushed decisions that could hurt your interests, ensuring you consider all current and future damages before settling.
With our legal representation, you get the time needed to properly evaluate settlement offers, leading to better compensation for your injuries.
The Sooner You Reach Out To a Lawyer, The Better
Reaching out to us protects your rights and helps prevent costly mistakes that could hurt your claim.
Quick action also preserves critical evidence, ensuring that witnesses’ memories stay fresh and physical evidence remains available. This is crucial for building a strong case.
Time limits apply to injury claims in Oklahoma, and failing to act quickly could result in missing deadlines and losing your chance for fair compensation. By contacting us early, you ensure that you meet all deadlines and begin negotiating a reasonable offer.
As skilled lawyers, we will walk you through the process and ensure the insurance company gives you a fair and just settlement.
You Always Need an Oklahoma City Car Accident Lawyer To Negotiate With Your Insurance Company
The insurance companies have adjusters and lawyers who work solely to reduce the money they pay out. To level the playing field, strong legal representation is needed to fight for your rights.
Your personal injury attorney handles the complex negotiations with the insurance company, taking over the process while you focus on your recovery. Legal professionals know how to handle these negotiations effectively and can help ensure the insurance company makes a fair settlement offer that addresses both immediate and future needs.
You get better results with a lawyer by your side. Insurance companies know they must deal fairly when an accomplished attorney handles your claim. Your lawyer works to secure the compensation you deserve.
Contact Our Oklahoma City Car Accident Lawyer for a Free Case Review
Call Hasbrook & Hasbrook today to discuss your personal injury lawsuit. Our team of experienced personal injury attorneys can evaluate your case and explain your options.
We offer free consultations, where we will review the details of your insurance claim and the injuries you’ve sustained. Our goal is to help you understand the strength of your case and what compensation you may be entitled to.
If you are an accident victim seeking a fair insurance settlement offer, we can help. Let us handle the legal complexities while you focus on your recovery. Reach out today to ensure you get the settlement you deserve.