Your own auto insurer typically will not pay for a lawyer to pursue your injury claim, but it must provide and pay for a defense lawyer if…
FAQ Category: Car Accidents
What Type of Doctor Should I See After a Car Accident?
After a car accident, see an emergency room doctor right away for severe pain, dizziness, or an obvious injury, then follow up with an orthopedic doctor, neurologist,…
What If the Other Driver Doesn’t Have Insurance or Has Insufficient Coverage?
If the driver who hit you has no insurance or too little, Oklahoma’s uninsured/underinsured motorist (UM/UIM) coverage law lets you turn to your own policy to cover…
How do I know if I have a valid car accident claim?
To have a valid car accident claim in Oklahoma, you generally need to show that another party was negligent and that their negligence caused your injuries or…
Top Factors That Might Influence Your Car Accident Settlement Amount
The aftermath can be overwhelming when you’ve been involved in a car accident. One of the most pressing concerns is often the potential settlement amount you may…
Can the Car Insurance Company Request My Cell Phone Records?
Yes, but only through proper legal channels. Oklahoma insurance companies can request your cell phone records after a crash, but they generally need your consent or a…
I Have Insurance, Why Am I Being Sued for a Car Accident in Oklahoma?
In Oklahoma, an injured person must sue the driver who caused the crash, not the driver’s insurance company, because Oklahoma’s fault-based system holds the driver personally responsible…
What Happens When a Car Accident Claim Exceeds Insurance Limits in Oklahoma?
When a car accident claim exceeds the at-fault driver’s Oklahoma insurance limits (a minimum of $25,000 per person and $50,000 per accident under 47 O.S. § 7-103),…
I wasn’t wearing a seatbelt, will this hurt my car accident case?
No. Not wearing a seatbelt does not bar your Oklahoma car accident claim. Oklahoma law (47 O.S. § 12-420) lets the defense use your seatbelt non-use as…
Is a Driver on a Prescription Medication Liable for a Car Accident in Oklahoma?
Yes. Under Oklahoma’s DUI statute, 47 O.S. § 11-902, a driver who causes a crash while impaired by prescription medication that leaves them unable to drive safely…
What to Expect After Sending a Car Accident Demand Letter in OK
After a car accident demand letter goes out, the insurer typically responds within 15 to 45 days with an acceptance, a denial, or a counteroffer. Negotiation follows,…
Am I Receiving a Fair Settlement Offer for My Car Accident?
A fair car accident settlement offer reimburses your medical bills, lost wages, and property damage, and fairly compensates your pain and suffering, including costs you have not…
Will My Medical Bills Be Paid Out of My Car Accident Settlement?
Yes, in most cases. Your medical bills are typically paid directly out of your car accident settlement, through provider liens, health insurer subrogation, or MedPay, before you…
Can I Sue the At-Fault Driver’s Car Insurance Company for Ignoring Me
In Oklahoma, you generally cannot sue the at-fault driver’s insurance company directly, only the driver, because you have no contract with their insurer. But if that insurer…
What Happens When I Reach Maximum Medical Improvement After a Car Accident?
When you reach maximum medical improvement (MMI) after a car accident, your treating doctor has determined your condition has stabilized and is unlikely to improve further. Waiting…
Can I Seek Compensation for Emotional Distress from a Car Accident?
Yes. Oklahoma law lets you recover compensation for emotional distress after a car accident caused by someone else’s negligence, provided the distress stems from a physical injury…
What to Do If the Police Don’t Show After a Car Accident in Oklahoma
If police don’t respond to your Oklahoma crash, the duty to report it shifts to you. State law requires immediate notice to police or the sheriff for…
