You have two years from the date of your accident to file. Missing this deadline could prevent you from getting compensation—act now. At Hasbrook & Hasbrook, we understand that the personal injury claims process can be confusing and overwhelming. If you still have questions, please contact us, and we’ll answer them all at no cost.
Category: Frequently Asked Questions
What is a Personal Injury Structured Settlement?
A structured settlement provides compensation through scheduled, periodic payments rather than a lump sum. The defendant’s insurance company typically funds this by purchasing an annuity from a highly rated life insurance company, which then makes guaranteed payments to the plaintiff according to a prearranged schedule. Under Internal Revenue Code Section 104(a)(2), all structured settlement payments for personal physical injuries or sickness are 100% income tax-free, including any interest or growth earned within the annuity.
What costs do insurance adjusters usually leave out after a car accident?
Lost wages, long-term medical bills, emotional distress. Insurers may not mention these expenses up front, so it’s important to understand your full costs before settling. Insurance adjusters minimize payouts through quick settlement offers, delayed negotiations, and discouraging legal representation. Car accident victims often miss significant future costs beyond immediate medical expenses: rising healthcare costs, potential life insurance premium increases/coverage denials, lost income, and compensation for emotional distress (PTSD, depression, anxiety)
Why Slip and Fall Cases Can Be Difficult to Win
Simply being injured on someone else’s property doesn’t automatically make the business liable. The plaintiff must prove the business failed to use “ordinary care” to maintain safe conditions, failed to remove/warn of hidden dangers, and that you were reasonably unaware of the hazard. “Open and obvious” dangers (like icy sidewalks) are particularly hard to win since customers should recognize such risks.
How Is a Car Accident Settlement Calculated in Oklahoma?
Settlements include economic damages (medical bills, lost wages, vehicle repairs) and non-economic damages (pain and suffering). Pain and suffering is typically calculated as a multiple of economic losses or using a daily rate method. However, Oklahoma follows comparative negligence laws. Your compensation is reduced by your percentage of fault, and you receive nothing if you are 50% or more at fault. Insurance companies often use computer systems to generate low initial offers that undervalue claims, particularly pain and suffering damages.
Who Can File a Wrongful Death Lawsuit in Oklahoma?
The personal representative of the deceased’s estate can file a wrongful death lawsuit. The surviving spouse has first priority to serve as personal representative, followed by adult children, parents, and siblings. If no will exists, the court appoints the personal representative following this priority order. The lawsuit must be filed within two years of the death, or the right to sue is permanently lost. While the personal representative files the case, any damages recovered are distributed to surviving family members according to Oklahoma law or the terms of the deceased’s will.
Why did my doctor’s office file a lien against me?
Your doctor filed a lien to guarantee payment from any insurance settlement related to your case. This legal arrangement allows you to receive necessary medical care without paying upfront. The lien protects both parties: you receive treatment without immediate financial burden, and your doctor has a secured claim to payment from your case proceeds.
What goes into a Personal Injury Settlement Demand?
Accident summary and liability explanation, medical records and bills, proof of lost wages, photos and witness statements, and demand amount and justification. A strong demand letter clearly documents every loss and why the other party is responsible.
How Much is My Personal Injury Lawsuit Worth?
There’s no set amount—your case value depends on: Medical bills (past and future), lost income, pain and suffering, property damage, and how severe and permanent your injuries are. Settlements can range from thousands to millions, depending on these factors.
Do You Need a Lawyer to Negotiate a Car Accident Settlement?
Lawyers know how to value your claim, they handle paperwork and negotiations, they protect you from lowball offers; you pay nothing unless you win (contingency fee).
What is the Average Settlement Amount for a Car Accident?
There’s no true average—settlements depend on: Severity of injuries, medical costs, lost wages, and insurance limits. Minor cases may settle for a few thousand dollars; serious injuries can reach six figures or more.
Will a Car Accident Settlement Affect My SSI Benefits?
Supplemental Security Income, known as SSI, is a vital source of financial aid for thousands in Oklahoma and millions across the United States. A car accident settlement…
Should You Accept a Settlement Offer for a Car Accident Injury?
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What Are the Long-Term Effects of Untreated Whiplash Injuries?
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What Happens if Someone Dies in a Car Accident?
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What Are the Effects of a Car Accident During Pregnancy?
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What To Do When You’re Pulled Over by an Oklahoma City Police Officer
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What Happens if You Get into a Car Accident with No Insurance?
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What Is, Isn’t Allowed Under Oklahoma’s New Texting While Driving Law?
Oklahoma has taken a firm stance against the dangerous practice of texting while driving. As of November 1, 2015, the state has implemented a law forbidding drivers…
What Actions Are Considered Reckless Driving?
The Centers for Disease Control and Prevention (CDC) identifies reckless driving as a leading cause of car accidents, particularly among teenagers. However, this dangerous behavior affects drivers…
