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What should you do after a car accident in Oklahoma City?

After a car accident in Oklahoma City, you should call 911, seek medical attention, document the scene, and contact a personal injury lawyer before speaking with insurance adjusters. Acting quickly protects both your health and your legal rights.

Oklahoma City car accident lawyer at Hasbrook & Hasbrook

You were driving home from work on I-35 when someone ran a red light and hit your driver’s side door. Now you’re staring at medical bills, missing work, and fielding calls from an insurance adjuster who’s pushing you to accept a quick settlement. You don’t know what your case is worth, and the adjuster is counting on that.

Our personal injury lawyers at Hasbrook & Hasbrook in Oklahoma City handle the legal battle so you can focus on getting better. If you’ve been injured in a car accident, we investigate the collision, deal with the insurance companies, and build your case for the compensation you actually deserve. You pay nothing unless we win. Read our guide on what you should and should not do after a car accident in Oklahoma for a complete walkthrough.

Key takeaways

  • Oklahoma gives you two years to file most car accident injury claims under 12 O.S. § 95, and claims against government vehicles have a one-year tort-claim notice deadline under 51 O.S. § 156.
  • Oklahoma’s minimum insurance is only 25/50/25, which is rarely enough for a serious injury claim.
  • Under 23 O.S. § 13, you can still recover compensation if your share of fault does not exceed 50%.
  • About 12% of Oklahoma drivers are uninsured, so your own UM/UIM coverage may be one of the most important parts of your recovery.
  • Hasbrook & Hasbrook charges a 25% contingency fee on pre-litigation settlements, and you pay nothing unless we recover money for you.

Why do you need a car accident lawyer after an Oklahoma City crash?

You need a car accident lawyer because insurance companies routinely undervalue claims, and Oklahoma’s minimum coverage of $25,000 per person rarely covers serious injuries. An attorney on your side fights for the full compensation you deserve.

Oklahoma’s auto insurance minimum is a “25/50/25” policy: just $25,000 per person for bodily injury, $50,000 per accident, and $25,000 for property damage. That might sound reasonable until you realize a single emergency room visit can cost $10,000 or more, and a surgery with rehabilitation can run well into six figures.

Insurance companies are in the business of paying as little as possible. Their adjusters are trained negotiators. They’ll call you within days of the crash, sound sympathetic, and offer a check that covers a fraction of what your claim is worth. Once you sign a release, it’s over, even if you discover more injuries later.

An experienced attorney levels the playing field. Whether you were in a car wreck on I-35, an auto accident on I-40, or a hit-and-run crash in a parking lot, you need an experienced Oklahoma City car accident lawyer who knows Oklahoma personal injury law and the local insurance adjusters. Our attorneys have handled Oklahoma collision claims across the state and have seen what insurance companies actually pay when they’re held accountable. Our analysis of settlement amounts with and without an attorney shows a significant difference in outcomes, and the insurance companies know it.

Thinking about handling a car accident claim on your own? You can, but insurance adjusters know which claimants have legal representation and which don’t. Unrepresented claimants consistently receive lower offers. Our guide explains why hiring a car accident lawyer strengthens your case, and there are at least four reasons to consider an attorney before accepting any settlement offer.

What are the most common causes of car accidents in Oklahoma City?

The most common causes of car accidents in Oklahoma City are distracted driving, speeding, impaired driving, running red lights, and weather-related hazards. Oklahoma’s fatality rate is 25% higher than the national average, and the OKC metro accounts for a disproportionate share of crashes.

Oklahoma ranks among the most dangerous states for drivers. In 2023, 718 people died in Oklahoma traffic crashes, a fatality rate of 1.57 per 100 million vehicle miles traveled, 25% higher than the national average (1.26), according to NHTSA’s 2023 State Traffic Safety data. Oklahoma City, with its intersections along I-35, I-40, and I-44, accounts for a disproportionate share: the metro alone recorded 101 traffic fatalities in 2023. For a detailed analysis of local crash data, see our Oklahoma City car accident statistics page. Our guide on what time of day car accidents are most likely to happen breaks down peak risk windows.

The most frequent types of car accidents and common causes of car crashes in Oklahoma City we see in our practice include:

  • Distracted driving: Texting, phone use, eating, or adjusting GPS. Oklahoma’s Distracted Driving Prevention Act (47 O.S. § 11-901d) prohibits handheld electronic device use while driving, but violations remain rampant. The Oklahoma Highway Safety Office’s 2024 enforcement mobilization issued over 900 distracted driving citations in a single campaign. A survey found more than a fourth of drivers admit to texting while driving. If a texting driver hit you, our texting and driving accident attorneys can help you build a strong case.
  • Speeding: Speed-related crashes killed 230 people in Oklahoma in 2023, 32% of all traffic fatalities. Exceeding the speed limit on highways like the Kilpatrick Turnpike and I-240 contributes to car wrecks, especially during rush hour.
  • Impaired driving: Alcohol-impaired driving (BAC .08+) killed 179 people in Oklahoma in 2023, accounting for 25% of all traffic deaths. Our drunk driving accident lawyers regularly pursue claims against impaired drivers and, when applicable, the bars or restaurants that over-served them under Oklahoma’s dram shop laws.
  • Running red lights and failure to yield: Recklessness at intersections accounts for a large percentage of these collisions in Oklahoma City, particularly along busy corridors like NW Expressway, Penn Avenue, and Memorial Road. Traffic violations like running a red light or failing to yield can directly establish negligence and liability in your claim.
  • Weather-related crashes: Oklahoma’s ice storms, flash flooding, and high winds create hazardous driving conditions. Drivers have a legal duty to adjust speed for conditions, and failing to do so is negligence. People injured in weather-related collisions often face disputed liability claims.
  • Commercial vehicle and truck collisions: Large trucks accounted for 13% of all vehicles involved in fatal crashes in Oklahoma in 2023. Between 2017 and 2023, the state averaged one fatal truck crash every three days. I-35 and I-40 carry heavy truck traffic through the metro. See our guide on car accidents involving commercial vehicles.

Rear-end collisions and rollover accidents

Rear-end crashes are among the most common collision types on Oklahoma City’s interstates and surface streets, particularly during rush hour on I-35, I-40, and the Kilpatrick Turnpike. A driver who fails to maintain a safe following distance is almost always at fault. These crashes frequently cause soft tissue injuries, herniated discs, and whiplash that may not be symptomatic for 24 to 48 hours after the collision. Motorcyclists struck from behind face an especially high risk of serious injury. See our guide on who is legally to blame in a rear-end collision.

Rollover accidents are another common and often catastrophic crash type in Oklahoma. SUVs, trucks, and top-heavy vehicles are most vulnerable, especially on rural highways and during adverse weather. These collisions frequently cause traumatic brain injuries, spinal cord damage, and ejection injuries.

Head-on and side-impact (T-bone) collisions round out the most dangerous crash types we see in the Oklahoma City metro. Head-on crashes often happen when a driver crosses the center line on two-lane roads or enters a highway ramp going the wrong direction. T-bone collisions are especially common at intersections along NW Expressway, Penn Avenue, and Memorial Road, where one driver runs a red light or fails to yield. Both collision types frequently cause severe chest, head, and pelvic injuries due to the direct force of impact.

Reckless driving and public transportation accidents

Street racing, aggressive lane changes, and deliberate disregard for traffic laws go beyond ordinary negligence. Courts may award punitive damages against reckless drivers under Oklahoma law. Read more about what constitutes reckless driving in Oklahoma. If a reckless driver struck you while you were walking or cycling, our pedestrian accident lawyers and bicycle accident lawyers handle those claims as well.

Crashes involving city buses, school transportation, and other public transit add complexity because accidents involving public transportation often involve government entities, shorter filing deadlines, and sovereign immunity issues that require experienced attorneys to handle properly.

Infographic showing Oklahoma car accident statistics
Oklahoma Car Accidents By the Numbers
Oklahoma car accident facts and statistics (2023)
Statistic Figure Source
Total traffic fatalities in Oklahoma 718 NHTSA 2023
Fatality rate (per 100M VMT) 1.57 (national avg: 1.26) NHTSA 2023
OKC metro traffic fatalities 101 OHSO 2023
Speed-related fatalities 230 (32% of all deaths) NHTSA 2023
Alcohol-impaired driving deaths (BAC .08+) 179 (25% of all deaths) NHTSA 2023
Fatal truck crashes (avg/year, 2017 to 2023) ~122 (1 every 3 days) FMCSA
OK vs. national fatality rate difference 25% higher than U.S. average NHTSA 2023
Statute of limitations for injury claims 2 years (12 O.S. § 95) OK Statutes

What compensation can you recover after an Oklahoma City car accident?

Oklahoma car accident damages: economic vs. non-economic
Damage category Type Examples Typical range
Economic damages Medical expenses ER visits, surgery, rehab, prescriptions $10,000 to $500,000+
Lost wages Missed work, reduced earning capacity $5,000 to $250,000+
Property damage Vehicle repair or replacement, personal items $2,000 to $60,000+
Future medical costs Ongoing treatment, assistive devices $25,000 to $1,000,000+
Non-economic damages Pain and suffering Physical pain, discomfort, inconvenience 1x to 5x medical bills
Emotional distress Anxiety, PTSD, depression, loss of enjoyment Varies by severity
Loss of consortium Impact on spousal/family relationships Varies by severity
Punitive damages Punishment for recklessness DUI crashes, extreme recklessness Greater of $100,000 or actual damages under 23 O.S. § 9.1

Oklahoma law allows people injured in crashes to recover several categories of damages from a car accident. The value of your case depends on the severity of your injuries, the impact on your daily life, and the available insurance coverage. Here’s what an accident injury claim typically includes:

  • Medical expenses: Emergency room visits, surgeries, physical therapy, prescription medications, and future treatment costs. Under 12 O.S. § 3009.1, Oklahoma courts use the amounts actually paid for your treatment, not the higher amounts originally billed by providers. We work with your medical providers to document the full scope of care you need.
  • Lost wages and earning capacity: Compensation for the income you’ve missed and, if your injuries affect your ability to work long-term, your reduced future earning power.
  • Property damage: Repair costs for your vehicle, or fair market value if it’s totaled. Under Oklahoma law, a vehicle is considered a total loss when repair costs exceed 60% of its fair market value.
  • Pain and suffering: This compensates you for physical pain, emotional distress, loss of enjoyment of life, and the overall impact of the accident on your well-being. Oklahoma generally caps noneconomic damages awarded in Oklahoma courts at $500,000 under 23 O.S. § 61.3, but cases involving seriously injured people or reckless or intentional conduct may fall outside that cap.
  • Punitive damages: In cases involving intentional or grossly negligent conduct (such as drunk driving), Oklahoma courts may award punitive damages under 23 O.S. § 9.1 to punish the defendant and deter similar behavior.

For a deeper look at how much financial compensation to expect after a collision, see our detailed guide. If you’re already in settlement discussions, our page on car accident settlements and common car accident settlement issues can help you understand what to watch for.

What Oklahoma car accident laws affect your personal injury claim?

Statute of limitations

Under 12 O.S. § 95, you have two years from the date of the accident to file a personal injury lawsuit in Oklahoma. Miss this deadline and the court will almost certainly dismiss your case, regardless of how strong it is. A few narrow exceptions apply: claims involving government vehicles require a notice of tort claim within one year under 51 O.S. § 156, and claims on behalf of minors may toll the deadline. The safest approach is to contact an attorney as soon as possible after your collision. For full details, see our page on car accident filing deadlines in Oklahoma.

Comparative negligence

Oklahoma follows a “modified comparative negligence” rule under 23 O.S. § 13. You can recover damages even if you were partially at fault, as long as your share of fault does not exceed 50%. Your compensation is reduced by your percentage of responsibility. An Oklahoma personal injury attorney can help you fight back against inflated fault claims.

Here’s how it works: if a jury awards you $100,000 but determines you were 20% at fault (say, for speeding at the time of the crash), your recovery is reduced to $80,000. Insurance companies routinely try to inflate your fault percentage to lower their payout. Our job is to build the evidence that accurately establishes who was at fault and minimizes any arguments against you. For more detail, see our full guide on Oklahoma’s comparative fault rules.

Oklahoma’s minimum insurance requirements

Oklahoma law (47 O.S. § 7-204) requires every driver to carry a minimum vehicle insurance policy with liability coverage of 25/50/25:

  • $25,000 for bodily injury per person
  • $50,000 for bodily injury per accident
  • $25,000 for property damage per accident
Oklahoma insurance requirements and coverage limits
Oklahoma Coverage Limits and Requirements

These minimums are dangerously low for serious accidents. Worse, approximately 12% of Oklahoma drivers carry no insurance at all, according to the Oklahoma Insurance Department and the Insurance Research Council’s 2023 data. Oklahoma’s Uninsured Vehicle Enforcement Diversion (UVED) program uses license plate cameras to identify uninsured vehicles, but compliance gaps remain significant. You can verify your own coverage status through Service Oklahoma’s driver and vehicle services.

That’s why uninsured/underinsured motorist (UM/UIM) coverage is so important. If the person who hit you has no insurance or not enough, your own UM/UIM policy steps in. Your car insurance premiums should not increase when you file a claim against an at-fault driver’s policy. We help clients work through Oklahoma’s auto insurance laws to identify every available source of recovery, including gap insurance coverage when your vehicle is financed.

Other Oklahoma laws that may affect your case include child car seat requirements, DPS driver’s license points assessed after at-fault collisions, and governmental tort claims rules for accidents involving city, county, or state vehicles.

What steps should you take after a car accident in Oklahoma City?

Flow chart outlining what to do after an Oklahoma City car accident
What to Do After a Car Accident

What you do in the hours and days after a crash matters for both your health and your legal rights. Here’s the sequence we recommend:

  1. Call 911: A police collision report documents how the crash happened, identifies witnesses, and may note the other driver’s violations. This report becomes important evidence in your claim.
  2. Get medical care: Go to the emergency room or see your doctor as soon as possible, even if you feel fine. Injuries like whiplash, concussions, and internal bleeding often don’t show symptoms immediately. A gap between the crash and seeking treatment gives the insurance company an opening to argue your injuries aren’t related to the crash.
  3. Document the crash scene: Photograph the vehicles, the intersection, road conditions, traffic signals, and any visible injuries. Save any dashcam footage and note nearby businesses that may have surveillance cameras pointed at the scene. Get the other driver’s license plate, insurance information, and the names and phone numbers of witnesses. Write down what happened while the details are fresh. Know what information your car accident lawyer will need from you so you can start gathering it early.
  4. Notify your insurer: Report the car crash to your own insurance company, especially if you have collision, UM/UIM, or Medical Payments (MedPay) coverage. MedPay can cover your immediate medical bills regardless of fault. Our guide to the insurance claims process explains what to expect when you file.
  5. Don’t give a recorded statement to the other driver’s insurance: The at-fault driver’s insurer will call and sound friendly. Their goal is to get you on the record saying something that reduces your claim. Politely decline until you’ve spoken with an attorney.
  6. Speak to a lawyer at our Oklahoma City firm: The sooner we’re involved, the better we can protect your rights after a car accident, preserve evidence, and prevent you from making mistakes after a car accident that hurt your case. Our consultations are free and carry no obligation.

For a complete breakdown, read our guide on what to do immediately after a crash. You can also start filing an insurance claim after an accident while you wait for your consultation. Know five things you need to tell your car accident lawyer at your first meeting.

How do insurance companies try to reduce your car accident payout?

Insurance companies reduce your car accident claim payout by offering fast lowball settlements, disputing the severity of your injuries, using your recorded statements against you, and delaying accident claims hoping you will accept less. Their adjusters are trained negotiators working to minimize what the company pays.

Insurance companies are not on your side after a crash, even your own insurer. The at-fault driver’s insurance company has one goal: close your file for as little money as possible. Here are the tactics we see regularly and how we counter them:

  • Quick lowball offers: An adjuster calls within days offering a check, usually before you know the full extent of your injuries. Once you sign a release, you can’t go back for more, even if you need surgery six months later. We never let clients accept an offer until we understand the complete picture. Learn whether you should accept a settlement offer or push for more.
  • Questioning your medical treatment: Insurers hire doctors to review your records and argue that your treatment was excessive or unrelated to the collision. We counter this by building thorough medical documentation from day one.
  • Shifting blame to you: The insurer will look for any reason to inflate your fault percentage. They may point to a low-impact collision as evidence that your injuries are minor, or argue you caused the crash. We use police reports, witness statements, and accident reconstruction experts to establish what actually happened. Understanding how insurance companies determine fault helps you see through their tactics.
  • Delaying tactics: Some adjusters stall, hoping you’ll get desperate and accept less. We counter delays by filing a lawsuit when necessary and requesting a court scheduling order to force deadlines.
  • Monitoring your social media: Insurers check Facebook, Instagram, and TikTok for photos or posts they can use against you. A picture of you smiling at a family event can be twisted into “evidence” that your injuries aren’t that serious. Read our guide on how social media affects your car accident claim.

If an insurer acts unreasonably in evaluating or settling your claim, you may also have a bad faith insurance claim against the company.

How does the legal process work for a car accident case in Oklahoma?

A car accident case in Oklahoma typically follows five stages: investigation, demand and negotiation, filing a lawsuit if needed, discovery and depositions, and either settlement or trial. Most cases settle before trial, but having a lawyer prepared to go to court gives you leverage in negotiations.

The road to justice: the legal process after an accident

Understanding the car accident lawsuit process removes uncertainty. Here’s how a typical Oklahoma City injury case unfolds with our law firm:

  1. Free case evaluation: We review the facts of your crash, explain your legal options, and give you an honest assessment of your case. If we don’t think you need a lawyer, we’ll tell you.
  2. Investigation and evidence gathering: We obtain the police report, gather witness statements, collect medical records and bills, document lost wages, and request any available black box data from the vehicles involved. You focus on healing while we build the foundation of your case.
  3. Settlement demand: Once you’ve completed treatment or reached maximum medical improvement (MMI), we send the insurance company a detailed demand package with all supporting documentation and an offer to settle. Many cases resolve at this stage.
  4. Lawsuit filing: If the insurer won’t offer a fair settlement, we file a Petition in Oklahoma County District Court (or a Complaint in the Western District of Oklahoma for federal cases). Filing suit signals that we’re serious and often produces better settlement offers. Learn about how long a lawsuit takes for a car accident once it’s filed.
  5. Discovery: Both sides exchange information through written questions (interrogatories), document requests, and depositions (sworn testimony). This is where we build the factual record that supports your claim.
  6. Mediation: A neutral mediator works with both sides to reach a settlement. Most cases settle at or before mediation. Our approach to settlement negotiations is informed by experience with what juries in Oklahoma County actually award. Consider the pros and cons of settling your case out of court before making this decision.
  7. Trial: If the insurance company still won’t pay what your case is worth, we take it to a jury. Our trial lawyers prepare every case as if it’s going to trial from day one, and insurance companies can tell. If a jury rules against you, we explain what happens if you lose a car accident lawsuit and your options going forward.

For more detail on each stage, see our full guide on how a car or truck accident lawsuit works in Oklahoma.

What are the most common injuries from Oklahoma City car accidents?

Outline of a person showing common injury points in car accidents
Common Types of Car Accident Injuries

The force of a collision, even at relatively low speeds, can cause injuries that affect you for months or years. The most common car accident injuries we handle include:

  • Whiplash and soft tissue injuries: Neck and back strains from sudden impact. Symptoms often don’t appear for 24 to 48 hours, which is why immediate medical attention matters. Seatbelt injuries can also cause deep bruising across the chest and abdomen.
  • Back and spinal cord injuries: Herniated discs, vertebrae fractures, and spinal cord damage can range from chronic pain to permanent paralysis. For severe spinal cord injuries, our Oklahoma City spinal cord injury attorneys handle those claims.
  • Traumatic brain injuries (TBI): A concussion or severe brain injury can result from the head striking the steering wheel, window, or being jolted violently. TBIs can cause cognitive difficulties, personality changes, and long-term disability.
  • Broken bones: Fractures to the ribs, arms, legs, pelvis, and chest are common in side-impact and head-on collisions, often affecting the shoulder, pelvis, and extremities.
  • Psychological injuries: PTSD, anxiety, and depression after a serious crash are real, documented injuries that Oklahoma law allows you to recover damages for.
  • Burn injuries: Fuel leaks, electrical fires, and hot surfaces can cause severe burns in high-impact collisions, often requiring specialized medical treatment and long-term rehabilitation.

For crashes resulting in life-altering permanent disabilities, our catastrophic injury lawyers handle those cases. For injury and wrongful death cases from car crashes, our wrongful death attorneys help surviving family members pursue accountability and financial stability.

Why should you trust Hasbrook & Hasbrook with your car accident case?

You should trust Hasbrook & Hasbrook because our attorneys have recovered millions for Oklahomans injured in car accidents, charge no fees unless you win, and build every case as if it will go to trial.

If you need an experienced car accident attorney in Oklahoma City, Clayton Hasbrook is who Oklahoma personal injury cases get referred to. He grew up watching his parents fight for people injured by someone else’s negligence and became a lawyer to continue that work. Hasbrook & Hasbrook is a family-run personal injury law firm that has represented injured Oklahomans for decades, handling personal injury cases in Oklahoma from car crashes to wrongful death.

Here’s what working with our firm looks like in practice:

  • Fees that put you first: Our contingent fee starts at 25%, well below the industry standard of 33%. We reduce our fee percentage for pre-litigation settlements so we never take more than our clients receive. You pay nothing upfront and nothing unless we win.
  • Direct access to your attorney: Every client has Clayton’s cell phone number. When you call, you talk to your lawyer, not a paralegal relaying messages.
  • Trial-ready from day one: We build every personal injury case as if it’s going before a jury. Insurance companies track which firms actually try cases and which ones always settle. That reputation affects every negotiation we enter.
  • Local knowledge that matters: We practice in Oklahoma County District Court and the Western District of Oklahoma, representing accident injury cases throughout Oklahoma, including clients in Midwest City, Del City, Edmond, Norman, Moore, Bethany, and the Tulsa metro. We know the judges, the court procedures, and the local adjusters. Our offices in Oklahoma City at 400 N Walker Ave are steps from the courthouse.
  • Free property damage help: We guide your vehicle repair or total-loss claim at no extra cost. Staying mobile during recovery matters, and we make sure the insurance company doesn’t shortchange you on your car while we fight for the rest of your claim.
Benefits of working with Hasbrook & Hasbrook's Oklahoma City car accident lawyers
Why You Should Choose Hasbrook & Hasbrook

Frequently asked Oklahoma City car accident questions

Below are answers to the questions our attorneys hear most often from people injured in Oklahoma City car accidents. For a broader list, visit our car accident frequently asked questions page.

How much is my Oklahoma City car accident case worth?

Car accident settlements in Oklahoma typically range from a few thousand dollars to $500,000 or more. The value depends on your medical expenses, lost income, pain and suffering, and the available insurance coverage. We evaluate all of these factors during your free consultation and can review our case history to give you a realistic range based on claims similar to yours. Read more in our guide to average car accident settlements.

How long do I have to file a car accident lawsuit in Oklahoma?

Under 12 O.S. § 95, you have two years from the date of your crash to file a personal injury lawsuit in Oklahoma. Miss that deadline and the court will dismiss your case, no matter how strong it is. If a government vehicle was involved, the deadline is even shorter: you must file a notice of tort claim within one year under 51 O.S. § 156. Contact an Oklahoma City car accident attorney as soon as possible to protect your rights. For full details, see our page on car accident filing deadlines in Oklahoma.

Can I still get compensation if I was partially at fault?

Yes, you can recover damages as long as your fault does not exceed 50%. Oklahoma’s modified comparative negligence law (23 O.S. § 13) reduces your award by your percentage of responsibility. For example, if you’re found 20% at fault on a $100,000 verdict, you’d receive $80,000. The insurer will try to inflate your fault for the accident, which is why having a lawyer after a car crash who can challenge their fault determination matters.

What if the other driver doesn’t have insurance?

Your own uninsured motorist (UM) coverage pays for your injuries. About 12% of Oklahoma drivers are uninsured, and the number was as high as 24% before the state’s UVED enforcement program. If the at-fault driver’s coverage isn’t enough, your underinsured motorist (UIM) coverage fills the gap. We help you handle UM/UIM claims to maximize your recovery from all available policies.

How long does an injury case take to settle?

Most cases settle within 6 to 18 months. Straightforward claims with clear liability and minor injuries may settle in a few months. Complex cases involving disputed fault, serious accident injury, or lawsuits can take a year or longer. We never rush a settlement just to close a file. Our guide on how long injury cases take to settle breaks this down in detail.

What does it cost to hire a car accident lawyer?

You pay nothing upfront and nothing at all unless we recover money for you. Our firm works on a contingency fee basis with fees starting at 25% for pre-litigation settlements, lower than the 33% industry standard. We advance all case costs (filing fees, medical records, expert witnesses) and only get reimbursed from the settlement. See our full breakdown of injury attorney fees in OKC and our guide on costs to file a personal injury lawsuit in Oklahoma City.

Should I talk to the other driver’s insurance company?

No, not before talking to an attorney who handles these cases. The at-fault driver’s insurer will call you sounding helpful, but their goal is to get you to say something that hurts your case or accept a quick lowball offer. You’re not legally required to give them a recorded statement. Let your attorney handle all communication with the other side’s insurance company.

What if I was in a hit-and-run accident?

Your UM coverage and Oklahoma’s treble damages law protect you. Under 47 O.S. § 10-103, fleeing the scene of a collision is a crime, and courts may award treble (triple) damages for property damage in hit-and-run cases. Your UM coverage can also help cover your injuries if the driver is never found. Our hit-and-run accident guide explains your options.

Is it worth suing after a car accident?

Yes, filing a lawsuit is worth it when the insurance company refuses to offer fair compensation. Many cases settle during negotiations, but filing a lawsuit gives you leverage and opens the discovery process where the insurer must turn over internal documents. Our attorneys only recommend a lawsuit when it serves your interests, not to generate fees. If your case has strong liability and documented injuries, a lawsuit often produces a significantly higher recovery than the initial offer. See our guide on car accident negligence and liability to understand what makes a strong case.

How much of my settlement do I keep?

You keep the majority of your settlement after we deduct attorney fees and case costs. At Hasbrook & Hasbrook, our fee starts at 25% for pre-litigation settlements. If your case goes to litigation, the fee increases, but we work to resolve cases as efficiently as possible. After our fee, we recover the case costs we advanced (court fees, medical records, expert fees) from the remaining amount. We explain the fee structure in detail during your free consultation so there are no surprises. For a full walkthrough, visit our page on how much compensation to expect after an accident.

Will I have to go to court for my car accident case?

Most car accident cases in Oklahoma settle before trial. However, if the insurance company refuses to offer fair compensation, filing a lawsuit and going to trial may be the best path to the recovery you deserve. We prepare every case as if it’s going to a jury from day one. That trial-ready approach gives us leverage in negotiations and means we’re never bluffing. If your case does go to trial, we walk you through every step so you know exactly what to expect. See our full guide on how a car or truck accident lawsuit works in Oklahoma for a detailed breakdown of the process.

Can I file a claim if I was a passenger in a car accident?

Yes, passengers have the right to file a claim against any driver who caused the crash. You are not at fault simply for being a passenger, so Oklahoma’s comparative negligence rules rarely reduce your recovery. Your claim can cover medical bills, lost wages, pain and suffering, and other damages just like any other injury claim. If both drivers share fault, you may be able to recover from both insurance policies, which can increase the total compensation available to you.

Can I still file a claim if I waited to see a doctor?

Yes, but waiting makes your case harder to win. Insurance adjusters often argue that a gap between the crash and your first medical visit means the crash didn’t cause your injuries. The longer the gap, the stronger that argument gets. If you’re noticing symptoms now, see a doctor right away and tell them your injuries are related to the car accident. An attorney can help build the medical documentation needed to connect your injuries to the crash, even when treatment was delayed. Don’t assume it’s too late.

What should I do if the insurance company denies my claim?

A denial is not the final answer. Insurance companies often deny claims citing disputed liability, missing documentation, or alleged policy exclusions, and many of those decisions can be challenged. Start by requesting the denial in writing so you understand the exact reason. Then contact a car accident attorney before you respond or appeal on your own. If the insurer acted unreasonably or in bad faith, Oklahoma law may entitle you to additional damages beyond your original claim under a bad faith insurance theory.

How can you talk to an Oklahoma City car accident attorney today?

You can talk to an accident lawyer in Oklahoma City today by calling (405) 605-2426 or visiting our contact page to schedule a free, no-obligation consultation. Contact our law firm to review your case. We explain your options, and you pay nothing unless we win.

You’ve done your research. Now let’s talk about your case. Contact us today to schedule a free consultation with Clayton Hasbrook. Call (405) 605-2426. We’ll review your situation, answer your questions, and give you an honest assessment of what your case is worth. Our Oklahoma City personal injury attorneys fight to get you the full value of your claim. Oklahoma law can help you recover compensation even when the insurance company says otherwise. Speak to a lawyer at our firm today for a free case evaluation.

If we take your case, you pay nothing unless we win. Our office is at 400 N Walker Ave #130, Oklahoma City, OK 73102, right next to the courthouse. Our Oklahoma personal injury attorneys and car accident lawyers in Oklahoma are ready to help. As your Oklahoma personal injury lawyer, Clayton Hasbrook and our Oklahoma City personal injury lawyers can fight for you and help you get the compensation you need to move forward. Whether you were involved in a car accident on I-35, a car wreck on I-40, or a car crash anywhere in the Oklahoma City area, we investigate your car accident claim and pursue every dollar you’re owed.

Hasbrook & Hasbrook Oklahoma City car accident infographic
Hasbrook & Hasbrook Car Accident Infographic

Hasbrook and Hasbrook Lawyers

Contact Hasbrook & Hasbrook Today

If you or a loved one has been injured due to someone else’s negligence, don’t wait to seek the legal help you need and deserve.

The experienced personal injury attorneys at Hasbrook & Hasbrook are here to fight for your rights and maximize your compensation.

Contact us today to schedule your free consultation and take the first step toward securing the justice you deserve.

Call today for a free case review 405-605-2426
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Oklahoma City Office
400 N Walker Ave #130, Oklahoma City, OK
Email
cth@oklahomalawyer.com
Office Hours
Mon to Fri: 8 AM to 5 PM
Saturday: 8 AM to 5 PM
Sunday: Closed
Areas We Serve
Our personal injury lawyers at Hasbrook & Hasbrook represent people injured in accidents throughout Oklahoma, including: Oklahoma City, Bethany, Del City, Ardmore, Owasso, Enid, Edmond, Muskogee, Stillwater, Shawnee, Ponca City, Norman, Moore, Midwest City, Lawton, Jenks, Duncan, Broken Arrow, Bixby, Bartlesville, Yukon, and Tulsa.
About Our Firm
We believe in holding insurance companies accountable. Accountability enhances our community’s safety and is pivotal in preventing additional needless tragedies. As personal injury attorneys, we choose to represent people instead of corporations and insurance companies. Our mission emphasizes the importance of safety standards and justice, seeking to prevent tragedies and transform lives impacted by negligence. Through accountability, we ensure a safer community for all of us.
How can we help?
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